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ChurnShield vs Gravy Solutions — Which Is Right for You?

ChurnShield is an automated software tool for recovering failed payments. Gravy Solutions is a managed service with a human recovery team. These are fundamentally different approaches, and the right choice depends on your size, budget model, and preferences.

Feature ChurnShield Gravy Solutions
Pricing model Flat rate from $29/mo Performance-based (% of recovered revenue)
Free trial 14 days Custom onboarding
Setup time 2 minutes, no code Days to weeks (managed onboarding)
Recovery approach Fully automated (software) Human team + automated emails
Smart retries Managed by their team
Dunning emails
AI-personalized emails Growth plan+
AI Smart Offers (cancel flows) Growth plan+
AI Recovery Insights Growth plan+
AI Win-Back Campaigns Growth plan+
SMS dunning Growth plan+
Phone call outreach
Slack alerts
Recovery dashboard Self-serve Reporting provided
Analytics / reporting
Public API
Churn prediction
White-label emails Growth plan+
Customer support Email + chat Dedicated account manager

Where ChurnShield Wins

  • Predictable, flat-rate pricing. ChurnShield costs $29 to $199/month depending on your plan. With Gravy, you pay a percentage of every dollar recovered, which means your costs scale directly with your revenue. For a growing SaaS, that performance fee can add up quickly.
  • Instant, self-serve setup. Connect Stripe in 2 minutes and ChurnShield is live. Gravy requires a managed onboarding process that can take days or weeks before you see your first recovery.
  • Full control and transparency. You own the dashboard, see every retry and email in real time, and can adjust settings yourself. With a managed service, you are relying on someone else's process and timeline.
  • Churn prediction and API access. ChurnShield gives you predictive insights and a public API for custom integrations. Gravy is a service, not a platform, so there is no API or predictive tooling.

Where Gravy Wins

  • Human-powered recovery. Gravy has a team of real people making phone calls and sending personalized outreach to recover failed payments. For high-value B2B subscriptions where a personal touch matters, this white-glove approach can recover payments that automated tools miss.
  • No upfront cost. Gravy's performance-based model means you pay nothing until they recover revenue. If you are risk-averse or cash-constrained and prefer paying only for results, their model removes the financial risk of a monthly subscription.

Who Should Choose Which?

Choose ChurnShield if you...

Want automated, always-on payment recovery that runs without human intervention. You prefer predictable flat-rate pricing over performance fees. You are an indie founder, bootstrapped SaaS, or small team that values speed, control, and cost-efficiency. You want to be live in minutes, not weeks.

Choose Gravy if you...

Run a larger subscription business with high-value accounts where personal phone outreach could make a real difference. You prefer a fully managed, hands-off approach and do not mind paying a percentage of recovered revenue. You want a dedicated account manager handling the entire recovery process for you.

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